> For the complete documentation index, see [llms.txt](https://read.passkash.vip/whitepaper/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://read.passkash.vip/whitepaper/pkt-utility.md).

# PKT Utility

PKT is used inside the PassCash platform to unlock:

#### Consumer features:

* Higher account limits
* Higher card spending limits
* Premium platform features
* Reduced fees (where applicable)

#### Business features:

* Higher API limits
* Increased card issuance limits
* Enhanced reseller tools